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Life Insurance Articles
Cheap life insurance may need to be reviewed
Cheap life insurance is excellent for giving you basic coverage but it often performs badly as an investment and may not be helpful during retirement.
Whether it's cheap life insurance, insurers should always pay quickly
Full-price or cheap life insurance, insurers should always pay the beneficiaries in the timely fashion. New litigation suggests some life insurers don't try to hard to pay.
A Good Life Insurance Quote Ensures a Good Life
By not purchasing life insurance, you could be putting your family at risk for financial ruin should you die. Before inquiring about life insurance quotes, it is a good idea to be well-prepared by doing some solid research and narrowing down what your needs are and what you can afford.
Looking At 'Final Expense' Life Insurance Quotes Is a Gift to Those Left Behind
Some people don't feel they need life insurance, neglecting the fact that loved ones will be hit with the high costs of a funeral and burial, which can range anywhere from $6,000-$10,000. Final Expense Life Insurance is the solution to this, and by researching various Final Expense Life Insurance quotes and policies, family members can be relieved of difficult choices to be made after a death. Final Expense Life Insurance quotes vary and can fit in many budgets.
Life insurance quotes and the question of retirement
Life insurance quotes are based on estimates of both life expectancy and retirement. If you quit work, this affects your ability to pay the installments offered in the life insurance quotes.
Life insurance quotes for payback term life insurance cover
Life insurance quotes for payback term life insurance cover offers the prospect of benefits if you die and cash back if you survive. Get life insurance quotes for payback cover.
Term life insurance quotes set to rise
Term life insurance quotes have been falling steadily but this may be about to change. Why might term life insurance quotes rise again? What forces are at work?
Cheap life insurance while balancing retirement needs
Cheap life insurance usually just pays out on death but, as life expectancy increases, you need cheap life insurance with options during retirement.
Cheap life insurance and low levels of savings
Cheap life insurance may prove a problem as more households report lower levels of savings. Think about topping up your cheap life insurance to provide for retirement.
Cheap life insurance and the problem of low-yields
Cheap life insurance was the popular option when economic times were good but even cheap life insurance policies are facing problems because of low interest rates
Importance of Life Insurance Quotes for Single Parents
Everyone should have life coverage but it is particularly important for single parents to get life insurance quotes because they may not have a partner who can step in to financially care for children.
Life Insurance Quotes For Individuals with Bipolar Disorder
As the prevalence of mental illness continues to grow, it becomes increasingly important for individuals with a mental health diagnosis like bipolar disorder to get life insurance quotes from top insurance providers.
How to Get Accurate Life Insurance Quotes
Learn how you can receive accurate life insurance quotes in order to get an affordable policy that provides protection for your family if something was to suddenly happen to you.
Cheap Life Insurance - Will My Policy Be Affected by ObamaCare?
After getting cheap life insurance, the last thing you want to worry about is paying more due to ObamaCare. Here are some facts and figures about your future health care coverage.
Life Insurance Purchases Increasing Among Women
The purchase of life insurance policies among women is on the rise, due to changes in a post-recession workforce and the family dynamic.
Life Insurance for College Kids
Purchasing a life insurance policy for college-aged kids can be a smart financial decision to protect your family in the event of a worst-case scenario.
Life insurance is too complicated and expensive
Life insurance quotes are considered too high and the life insurance contracts on which they are based are found too complicated by the average person
National Life Insurance Awareness Month
National Life Insurance Awareness Month is the time Congress says we should all review our life insurance needs and decide whether we need to buy or change what we have.
What Affects Life Insurance Quotes?
Life insurance quotes are based on many factors. When shopping for a policy, what you pay is determined by the type of insurance, how much you need, and what kind of lifestyle you have.
How to Get Cheap Life Insurance
Cheap life insurance tips. How to lower costs by being prepared, shopping around, getting a plan early, keeping a clean driving record, and leading a healthy lifestyle.
Hidden Benefits of Life Insurance
There are many hidden benefits to having a life insurance policy, and premiums are available to fit a range of budgets.
Life Insurance for Singles
Life insurance isn't just for those with families; there are many ways in which single people may benefit from holding a policy.
Affordable Life Insurance for Children
Although experts disagree about whether life insurance for children is necessary, there are many affordable options available.
Life insurance - planning how much to buy
The issues to consider when deciding how much life insurance to buy. This is an important issue and you should not guess or buy life insurance online without first getting advice
Life insurance issues when going through a divorce
Life insurance quotes set up the policy when everything in your lives is going well. But what happens to the life insurance plan when you start going through divorce?
Reviewing your present policy and new life insurance quotes to save
Periodically reviewing your life insurance policy ensures your data is up to date and you are paying the market premium rate. Compare life insurance quotes with your present policy to check if a change may save you money.
Life insurance quotes: how to read the policy illustration
Understanding the terms of a life insurance illustration makes it easier for you to compare life insurance quotes. Let us help you get the policy that is right for you.
Life insurance quotes and mis-selling issues
Life insurance quotes are only the first step. As soon as you receive the life insurance policy, check all your details have been properly entered. If there are problem, complain in writing
Life insurance quotes for permanent life insurance policies
Permanent life insurance policies may have looked unexciting during the boom years, but now they look good. Get life insurance quotes for permanent insurance.
Importance of life insurance
Life insurance industry finds most people neither understands how important it is to their financial health nor care to learn more about it.
Cheap life insurance for stay-at-home parents
It's easy to think you only need life insurance quotes for the breadwinner, but adding cheap life insurance for the stay-at home parents is also advisable
Life insurance tied to a mortgage
When people take out a mortgage, it is prudent to take out cheap life insurance to cover the amount of the debt should one of the borrowers die. Get life insurance quotes to protect yourself
Life insurance and retirement for the Boomers
Life used to be so predictable. Now Boomers are discovering problems in their retirement plans, particularly as it affects their pensions and life insurance. Everyone should review their life insurance provision.
Life insurance quotes and broker commission
When you get your life insurance quotes, how do you know if there is a risk of bias in the recommendations? Disclosure helps answer the question. Life insurance advice would be improved through disclosure rules
Life insurance and culture
A surprisingly large percentage of people never get life insurance quotes because they feel uncomfortable talking about death. Denying life insurance coverage to family for this reason is strangely selfish
Cheap life insurance or no insurance
Do you have enough life insurance? Is cheap life insurance better than no insurance? There are so many myths and contradictory advice on the internet. Time for some plain speaking
Life insurance quotes for selling on the life settlement market
When you have financial difficulties should you always get life insurance quotes for selling on the life settlement market or are there alternatives to the sale of your life insurance policy?
Cheap life insurance and 1035 exchange
One of the ways to acquire cheap life insurance is through a 1035 exchange. This is one of the few favorable tax breaks applying to the life insurance market
Life insurance quotes for older people
Why should older people be interested in buying life insurance and what should they be looking for when they ask for life insurance quotes?
Life insurance and tax liability
When you are getting those life insurance quotes, who should buy the policy? What is the tax situation and is it better if the life insurance policy is held in a trust?
Supplemental life insurance: should you buy?
If your employer offers life insurance as one of the benefits, should you buy supplemental life insurance to bridge the gap between what's supplied and what your family need?
Cheap life insurance for children
Is it ever financially right to buy life insurance for your children? In fact, this is the only truly cheap life insurance and it avoids many of the problems of pre-existing conditions
Life insurance and the secondary market
When you buy life insurance you must have an insurable interest in the life. If there's any doubt, it can affect your ability to sell the life insurance policy on the secondary market
Life insurance and annuities
Life insurance is there to provide benefits to dependents if you pass on too soon. An annuity is there if you outlive your savings. How do you combine life insurance with an annuity?
Debt Downgrade Threat to Life Insurance
With all the confusion around the US debt downgrade, Americans need clarity on one question: how does it impact your life insurance? Learn about life insurance, economics, and debt ratings.
Perry Embroiled in Life Insurance Scam
Governor Rick Perry has a life insurance hurtle in the path of his presidential run. Will he be able to jump it? Learn about Texas's life insurance and death prospecting.
Longevity Insurance Versus Life Insurance
Longevity insurance is a great option for providing guaranteed income during retirement, but there are risks. Still, could it possibly replace your life insurance? Find life-changing answers here.
Spending Life Insurance: Tips for Beneficiaries
Life after losing a loved one is difficult. Use these tips to get through the gritty finances and use the death payout from life insurance wisely.
Life insurance options: term to perm
Term usually means cheap life insurance but,to get the best value look for the term to perm option, i.e. the right to convert the policy from term to whole life insurance.
Life insurance cover can be improved through riders
Life insurance quotes are for basic policies but, with a little negotiation, you can often add riders to the cover to improve the overall effect of the life insurance cover.
Life insurance as part of the retirement package
Employers often include a life insurance element in their retirement plans. This provides life insurance cover that might otherwise have been unaffordable.
Life insurance and life settlement
Life insurance is mainly used to provide for those left behind, but life insurance can also be a vital part of your retirement planning through the market in life settlements.
Life Insurance Lessons from Japan's Disaster
We must learn from natural disasters, like Japan, even about things like life insurance. See how the earthquake, tsunami, and nuclear issue in Japan might have hit your life insurance.
Post-Disaster Sales Surges, Life Insurance Profits
The disaster in Japan has a widespread impact, even hitting life insurance companies in the United States. Find out how your life insurance may be impacted.
Avoiding Estate Taxes with Life Insurance
If youíre leaving behind significant money or inheriting an estate, find out how life insurance payouts might be involved and if there is a way to keep government away.
Life insurance and depression
Life insurance is very sensitive to any health conditions including depression and anxiety disorders. Learn how depression and anxiety can affect your life insurance quotes and to what extent.
Life insurance isn't cheap for obese customers
Life insurance quotes are very sensitive to all factors that affect a person's life expectancy. So don't hope finding cheap life insurance if you have serious weight problems and aren't going to lose weight.
Life insurance after cancer
Life insurance can be a real challenge for those who have survived cancer treatment. But there are ways you can get life insurance even if you have cancer included in your medical records.
When it's best to buy life insurance?
Life insurance is often regarded as the product for seniors as it is often purchased by older people. However if you want adequate and cheap life insurance you should learn more about the timing of buying it.
Credit life insurance ó should you buy it?
Credit life insurance can be a force for driving up the profits of banks and credit card companies, but is it worth buying for larger loans?
Get cheap life insurance by staying in control
Life insurance companies quote premiums based on a range of factors. Some are uncontrollable. But if some factors are under your control, you get better life insurance quotes.
Life insurance is more for the rich these days
Life insurance used to be about the middle classes, keeping wives and children out of poverty should the wage-earner die. Now itís more a tax avoidance plan for the wealthy
Does Bankruptcy Harm Life Insurance Prospects?
With over a million Americans declaring bankruptcy in 2010 and no end in sight, many will be comforted to know that Chapter 11 barely hurts life insurance rates and prospects.
Paying Premiums? Life Insurance Still Denied
Hundreds of millions of dollars of death benefits each year are denied by life insurance companies, and not for fraud. See how you can close the life insurance loopholes.
Collecting on Life Insurance Without Dying
The downside of life insurance was that living until retirement, not needing the death benefit, but losing premiums. Now, people can actually collect on life insurance without dying.
Life insurance for traveling to risky places
Life insurance can get very tricky if you decide to visit a country that is considered to be a high risk. Learn more about the countries that are dangerous to visit and your life insurance options.
Life insurance for Generation Y
Life insurance is believed to be a product designed for older people with families and responsibilities. However, the younger Generation Y is thinking about getting life insurance too.
Life Insurance's Profitability Declines, Consumers Save?
The profitability of the life insurance industry continues to decline in 2010, but is this actually good news for consumers, 2/3 of whom have no life insurance?
Childless? You Still Need Life Insurance!
Empty nesters often think they don't need life insurance. However, there are a number of reasons why many childless people do need it. Make sure you're covered.
Top Tips for Cheap Life Insurance
If you are looking for cheap life insurance, you can be easily confused by all of the terms and policies. Here you will find valuable tips on how to save on life insurance!
Whole Versus Term Life Insurance Policies
Knowing how to choose what kind of life insurance can be difficult if you are new to insurance. Learn here how to choose the best type of life insurance policy for your family.
Why Buy Life Insurance?
Many people think that life insurance is just for the rich or the elderly. Read here to find the top reasons for buying life insurance and why you might need it too!
Georgia cheap life insurance tips and tricks
Life insurance in Georgia can be quite expensive if you don't know how to get it cheaper. Here are some hints to let you find cheap life insurance in the state of Georgia.
Getting the best life insurance policy in Minnesota
Minnesota life insurance can be quite a costly thing to get especially when your budget is limited. Here are some tips on how to get cheap life insurance in Minnesota.
The peculiarities of Florida life insurance
Getting cheap life insurance in Florida may look like a very hard task to accomplish. However, you can really find great life insurance solutions in Florida if you know where to look.
The benefits of term life insurance policies
If you are looking for cheap life insurance then you would really want to know more about term insurance policies. Here are some of the benefits you can get with such life insurance.
Extras for life insurance coverage
Your life insurance policy can be tailored just like a suit to fit you with the help of riders. Learn more about life insurance riders and the most common types of them you can find on the market.
Adjusting life insurance to your actual needs
insurance needs change as you get older and being able to adjust your policy to them is very important. See how you can make your policy work for your best.
Adjusting your life insurance policy when getting married
If you plan getting married in the near future you have to think about your life insurance needs too. Because in most cases your life insurance needs will change dramatically with this step.
Life insurance policy cancellation: why it's not smart?
Economical hardships make many people think of canceling their life insurance policies as a form of luxury. Learn why it is not quite smart to drop your life insurance in such circumstances.
How should older policy holders manage their life insurance policies
It's no longer safe to stop paying the premiums on life policies.
Mortgage Life Insurance
Securing your mortgage is really important if you want to make sure it will be paid off in case your pass away. Learn more about mortgage securing options here.
Term Life Insurance Policies
There are many options you can use to insure your life and term policies are just one of them. Read more about term policies for insuring one's life.
Life Insurance as an Investment
Some people insure their lives in order obtain additional investment options. Learn how you can use your insurance policy covering your life as an investment tool.
Life Insurance Rates And Your Occupation
Does your occupation and tasks you have to perform on a daily basis affect your insurance rates? Find out about the link between occupation and the price of your insurance.
Universal Life Insurance Guide
When looking to insure your life there are different options you can do that by. Universal policies have specific features that make them stand apart from whole life and term insurance policies.
Life insurance in California
California is a great place to live but you may want to get your life insured here as well. Learn more about peculiarities of insuring your life in the Golden state of California.
Life insurance in Texas
People are looking to insure their lives all over the country including Texas as well. This short information will help you get your life insured faster in Texas.
Cash Value Life Insurance Policies
The cash value element is like savings you can withdraw or borrow.
Life insurance in Arizona
Ever had thoughts about insuring your life but don't know where to start with in Arizona? Here are some useful tips to make your insurance shopping easier in Arizona.